Real Estate Note Investing

Building a successful note business starts with knowing what a good note actually is—and why the right paper can protect you long before you ever collect a payment.

In this episode, we break down the core elements that separate strong, controllable notes from costly, time-draining disasters.

🔍 What you’ll learn:
✅ Why clean collateral files matter more than pricing when enforcing a loan
✅ How low LTV and built-in equity create flexible, profitable exit paths
✅ The borrower signals that predict re-performance, settlement, or stalling
✅ Why professional servicing and reputable sellers dramatically re...

Building a successful note business takes more than finding good deals—it takes a system.

In this episode, we walk through the FIXnotes System, a battle-tested framework for sourcing, analyzing, managing, and scaling mortgage note investments with clarity and control.

🔍 What you’ll learn:
✅ Why investing in mortgage notes creates cash flow without the headaches of tenants
✅ How becoming the bank removes the need for toilets, termites, and townships
✅ The simple tools needed to start (even without real estate experience)
✅ Why note investing can outperform rentals in time and ROI Duration: 00:05:06

Building a successful note business takes more than finding good deals—it takes a system.

In this episode, we walk through the FIXnotes System, a battle-tested framework for sourcing, analyzing, managing, and scaling mortgage note investments with clarity and control.

🔍 What you’ll learn:
 ✅ How to quickly filter loan tapes and focus only on viable assets
 ✅ The due diligence steps that protect your capital—and your sanity
 ✅ Why tracking legal, servicing, and borrower activity is essential
 ✅ How systems create leverage, predictability, and scalability

*This program is for informational purposes only and should be in...

If mortgage note terminology feels like a foreign language, you're not alone—but without it, you're flying blind in negotiations, due diligence, and servicing.

In this episode, we decode the key terms every investor must know to operate with confidence, avoid critical mistakes, and build credibility in the note space.

🔍 What you’ll learn:
 ✅ The essential documents that prove ownership and enforceability
 ✅ Why assignments, allonges, and chain of title really matter
 ✅ How ACH payments impact note value and cash flow predictability
 ✅ The difference between performing and reperforming borrower behavior

*This program is for...

If you’re avoiding non-performing loans out of fear, you’re likely missing the most profitable part of the mortgage note business.

In this episode, we reframe what “default” really means and show how it opens the door to leverage, negotiation, and high-margin deal-making when approached with the right mindset and systems.

🔍 What you’ll learn:
 ✅ Why default is not a failure—but a signal of opportunity
 ✅ How note investors use legal leverage to create win-win outcomes
 ✅ Why borrower distress creates negotiating power for buyers
 ✅ How to prepare your business to profit from non-performing...

If you don’t understand the underlying investment structure, you’re choosing between very different risk profiles.
In this episode, we compare two distinct real‑estate investment roles — acting like the bank (note investor) versus acting like the landlord (property owner) — and dig into how to decide which path (or blend) fits your goals.

🔍 What you’ll learn:
 ✅ Why owning the note (being the bank) offers cash flow without tenant headaches
 ✅ Why being the landlord offers control of property but adds operational risk
 ✅ Key underwriting checks whether you’re buying debt or real estate equity
...

If you don’t understand the paperwork, you don’t understand the investment.
In this episode, we dissect the core documents behind every mortgage note deal — and explain what each one means for your rights, risks, and returns.

Learn how to read a note like a pro, spot red flags in assignments, and ensure the contract you’re buying is enforceable.

✅ The 4 essential documents in every note deal
✅ Why the promissory note is king
✅ How assignments and allonges prove ownership
✅ What to look for before you fund

Ignore the paper...

Not all mortgage notes are created equal — lien position makes all the difference.
In this episode, we break down the difference between 1st and 2nd lien mortgage notes, and how each position changes your strategy, your risk, and your potential return.

Learn how the lien stack works, what happens in foreclosure, and why smart investors don’t always chase the top position.

✅ What “lien position” actually means
✅ Risks and rewards of 1st vs. 2nd liens
✅ How equity protects (or hurts) your investment
✅ When seconds outperform firsts

Most investors ignore...

You’re not just buying paper — you’re buying a contract backed by real property.
In this episode, we walk through the full lifecycle of a mortgage note, from origination to resolution, and explain what collateral really means in this business.

Learn how notes are created, sold, and serviced — and why understanding the documentation behind each deal is critical to protecting your investment.

✅ What’s actually in a note and mortgage
✅ Why title, taxes, and insurance matter
✅ How to verify chain of assignment
✅ What happens when loans go full cycle

Most i...

Which is better: steady cash flow or steep discounts?
In this episode, we compare performing and non-performing mortgage notes — breaking down the pros, cons, and strategic plays behind each.

Learn how investors generate income from performing loans, why others prefer to roll up their sleeves with non-performers, and how to build a portfolio that aligns with your goals.

✅ What makes a note “performing” or “non-performing”
✅ Cash flow strategies vs. workout strategies
✅ How to calculate risk, yield, and ROI
✅ When to buy income vs. when to buy opportunity

Whether you want m...

Banks lend money — they don’t chase borrowers. In this episode, we break down why banks sell mortgage notes (often at a steep discount) and how investors like you can step in to profit.

Learn how to source notes directly from institutions, what motivates banks to sell, and how you can position yourself as a serious buyer in the secondary mortgage market.

✅ Why banks offload “bad debt”
✅ The hidden opportunity in non-performing loans
✅ How hedge funds and investors buy debt at a discount
✅ What banks look for in note buyers

This is the stra...

Tired of tenants, toilets, and turnover? In this kickoff episode, host Rob Hytha shares how he went from fixing properties to fixing debt — and why investing in mortgage notes is the real estate strategy most investors never hear about.

Learn how to buy debt instead of property, get paid like a bank, and build real income without the landlord headaches.

✅ What a mortgage note is
✅ How note investing compares to rentals
✅ Why banks sell debt — and how you can buy it
✅ What you need to get started today

This is the...