Debt Free Files
By: debtfreefiles
Language: en
Categories: Business, Society, Culture, Relationships
Debt Free Files is a digital archive dedicated to documenting real-world money stories that others are too afraid to share. We break the silence on debt, financial infidelity, and the high cost of living in a credit-fueled world.In each episode, we unseal a new "Case File":The Confessions: Anonymous, true-to-life stories of shopping addictions, secret loans, and credit card nightmares.The Analysis: We dissect exactly what went wrong—from the psychology of spending to the fine print of predatory lenders.The Exit Strategy: Actionable, step-by-step blueprints to repair your credit score, pay off debt (Snowball vs. Avalanche), and reach fi...
Episodes
I Worked 80 Hours a Week and It Almost Broke Me
Dec 15, 2025Is working 80 hours a week worth the burnout? I did it for 18 months to escape debt. Read the brutal truth about the cost to my mental health
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The $2,000 Free T-Shirt: Real Money Stories for Adolescents
Dec 13, 2025Looking for cautionary money stories for adolescents? Read how signing up for a credit card just to get a free T-shirt trapped me in years of debt
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Why a Starter Emergency Fund Beats Paying Debt
Dec 09, 2025Is saving cash wrong? Read my story on why building a starter emergency fund finally broke my debt cycle forever.
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Why I Regret Buying a Timeshare After a Free Vacation
Dec 05, 2025We thought we were cursed with bad luck. Read one of our most inspiring debt free stories about breaking the cycle of poverty and the strategy that saved us.
Duration: 00:03:31How We Survived No Spending for a Month
Dec 03, 2025We committed to no spending for a month to reset our habits. See how we saved $1,000 with these simple rules.
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How I Accumulated $40,000 in Debt by Age 25
Dec 02, 2025I had $40,000 in accumulated debt by age 25. Read my confession about instant gratification and the consolidation trap.
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Breaking the Cycle of Poverty in My Family
Dec 01, 2025We thought we were cursed with bad luck. Read the true story of how we found the strategy for breaking the cycle of poverty in our family.
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Regret buying a house
Dec 01, 2025We bought our dream home, but now I regret buying a house. Learn the hard truth about ownership.
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How a $500 Loan Cost Me Everything (Story)
Nov 30, 2025A true story of the payday loan cycle. How borrowing $500 turned into a year-long nightmare of debt.
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Zero-Based Budgeting: How to Give Every Dollar a Job
Nov 28, 2025Stop wondering where your money went. Learn the Zero-Based Budgeting method to take total control of your income.
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Co-Signing a Loan: How My Brother Ruined My Credit
Nov 27, 2025A warning story about co-signing a loan for family. How a single signature dropped my credit score 150 points.
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Lifestyle Creep: We Earned $150,000 a Year but Were Broke
Nov 27, 2025A confession of lifestyle creep: How earning more money led to more debt, and the shock of living paycheck-to-paycheck on a six-figure income
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Exit Strategy: Snowball vs. Avalanche (Which is Faster?)
Nov 27, 2025Compare the Debt Snowball vs. Avalanche methods. Find out which strategy is mathematically faster and which one keeps you motivated.
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Identity Theft Nightmare (The Mortgage Denial)
Nov 27, 2025A real case of identity theft recovery: How a stolen social security number ruined my mortgage and how I fought back.
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Financial Infidelity: How I Hid $15,000 in Credit Card Debt
Nov 26, 2025Read this confession of financial infidelity, hiding $15,000 in secret debt, and the difficult journey to save our marriage.
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